We are in an era of drastic technological developments, and convenience often comes at a cost we rarely consider. Now, a groundbreaking study by researchers at MIT and affiliated institutions adds AI writing assistants like ChatGPT to that list. The paper, titled "Your Brain on ChatGPT: Accumulation of Cognitive Debt when Using an AI Assistant for Essay Writing Tasks," investigates what happens in our brains when we let AI do the writing for us.

The study, conducted with 54 students, compared three writing conditions: one group wrote essays using only their brains, one group used Google Search, and the last relied on ChatGPT. Researchers tracked brain activity using EEG headsets and found clear differences: the more AI support participants used, the less their brains engaged. When students wrote on their own, they showed rich neural activity. When using ChatGPT, much of that activity faded.

Over time, the group that used ChatGPT showed weaker memory retention, less critical thinking, and a notable lack of creativity. Participants often couldn’t recall what they had written just minutes before. In contrast, those who wrote unaided not only remembered more but also produced more diverse and original essays. The AI-assisted writing was described as generic and formulaic, even when technically well-structured.

This pattern is what researchers call "cognitive debt," a kind of mental shortcut that feels efficient in the moment but undermines long-term brain function. Think of it like using Google Maps so much that you forget how to navigate your own neighborhood; you cannot go home without it... The more we rely on AI, the less we practice the cognitive skills that help us learn, remember, and think critically. The debt builds silently. You might get the task done, but at the cost of weakening your ability to do it on your own next time.

Interestingly, students who used search engines still engaged their brains more than those who used ChatGPT. Searching, evaluating sources, and synthesizing information kept their minds active. But those who used ChatGPT mostly accepted the text it generated without much thought. It was quick and easy, but also passive, not enough brain activity. The difference here highlights something important: it’s not just about having access to information but how we interact with it!

The study’s design also revealed something subtle and troubling. In a final round, some participants were asked to switch modes. Those who had used ChatGPT now had to write without it. Their brains struggled to re-engage. They found it harder to generate ideas or structure their thoughts. Their writing became weaker. The other group was crushing it, though. Students who had worked unaided and were then introduced to ChatGPT used it with more intention and awareness. They kept their mental gears turning.

Experts outside the study have discussed this matter. Some call it a wake-up call, warning that we may be raising a generation that can prompt AI but can’t think independently. Others say we’ve seen this pattern before with calculators, spellcheck, and GPS. Still, the scale of AI’s influence on our thinking is potentially broader and more subtle. When a machine can write whole paragraphs or papers for us, the risk of disengagement grows deeper.

One of the most striking findings came from a simple task: recall. After writing their essays, students were asked to quote a sentence they had just written. Over 80% of the ChatGPT group couldn’t recall a single line. This isn’t just about memory, it’s about engagement. If you don’t remember what you wrote five minutes ago, how much of the writing process did you truly participate in? In contrast, the unaided group had no problem recalling what they had written, and often spoke with pride about their work.

The sense of authorship was also affected. ChatGPT users reported feeling less connected to their essays. Some even said the work didn’t feel like their own. They were more like curators than creators. Meanwhile, those who wrote on their own expressed a greater sense of ownership and pride. They knew every word came from their own effort, even if it wasn’t perfect.

Does this mean AI is evil? No, this doesn’t mean we should throw out our AI tools. Rather, the study encourages a more mindful approach. Using AI as a starting point, a brainstorming partner, or a tool for refining your own ideas can still be productive if your brain is engaged in the process. The key is balance. Write first, then ask the AI for feedback. Try to solve the problem before turning to automation. In short, let your mind lead the process, not lag behind it. Create a harmony!

Educators are starting to see the pattern. Some are rethinking how writing is taught and graded. Instead of simply looking at the final product, teachers are being encouraged to assess the process, how students develop, revise, and reflect on their work. Others suggest assignments that require students to engage critically with AI itself: for instance, analyzing the limitations of an AI-generated answer or comparing it to their own.

The implications go beyond schools. In workplaces where speed and output are rewarded, AI writing tools may quickly become the default. But what happens when everyone starts sounding the same? Uniqueness, tone, and deep understanding could be the price we pay for faster reports and better emails. Professionals in journalism, marketing, and creative fields need to stay vigilant. The ease of AI might harm the skills they’re hired for.

This study taps into a larger cultural question: what kind of thinkers do we want to be? AI can generate text, but it doesn’t understand it truly (or does it?). It mimics patterns, but it doesn’t experience insight. Human thinking is messy, creative, and intuitive. That’s what gives our writing its depth. When we hand too much of that over to machines, we risk not just writing differently, but thinking differently, too.

Ultimately, cognitive debt is a warning. It tells us that even though we can get assistance from machines, we shouldn’t just give up the mental effort that defines real learning and creativity. It’s not about fear, it’s about action. By choosing when and how we use AI, we can keep our minds active and our voices authentic.

As one of the researchers put it: Use ChatGPT, but don’t let it do all the thinking. Your brain still needs the workout. Remember, AI can be a shortcut that makes us forget how to think for ourselves, but if we stay curious, ask our own questions, and make it help us, it might just make us become more thoughtful.

I’ll be honest! This study hit a nerve... Like many people, I’ve used AI tools like ChatGPT to help me write faster or even just brainstorm. It’s easy, it’s impressive… but it’s also a little unsettling. And sometimes, I couldn’t even remember what I had just typed. That moment of disconnect, it’s real.

The takeaway? Artificial intelligence is helpful, but only when we stay mentally present in our work. It needs to be used to support ideas, not replace them. We are in a world where AI is taking over so many jobs. So, let’s keep our skills that make our thoughts, or writing, which are worth sharing!

Reference

Kosmyna, N., Hauptmann, E., Yuan, Y. T., Situ, J., Liao, X.-H., Beresnitzky, A. V., Braunstein, I., & Maes, P. (2025). Your brain on ChatGPT: Accumulation of cognitive debt when using an AI assistant for an essay writing task. MIT Media Lab.